They will also ask various questions such as when you moved abroad. You will need to provide your National Insurance Number (plus your spouse’s), details of your most recent employer, current address, most recent address in the UK. It may be easier to make a claim by phone on the number below. You can fill in the international claim form, which requires a wide range of information about your past addresses and employers etc.

If you’ve worked in the UK and abroad, you will need to send the international claim form to the IPC. Contact the International Pension Centre (IPC) if you haven’t received a letter 3 months before you reach State Pension age. You should be sent a claim form 4 months before you reach your State Pension age. This may include personal and state pensions or social security benefits. When planning your retirement anywhere you will need to know what funds will be available to you. Provided you do not intend to leave this will not be a problem, but if you feel you may decide to return home this is a risk to consider. Whatever the current market conditions, there is always the risk of the market falling and leaving you unable to sell in the short term until the market recovers. This also allows you to really know the local property market and be sure you have chosen the right location.īuying your property gives a greater security and allows you to see this as your home with the freedom to do what you want to your home. It can be sensible to rent initially even if you plan to buy so that you can get to know the area and experience the lifestyle before committing to buying a property. Rental arrangements allow for greater flexibility if you suddenly need to return to your home country for unexpected reasons (such as health or family issues). There are many issues to be considered when deciding whether to rent or buy your home in Spain. My Lawyer in Spain can help with your visa application, your property purchase and other legal requirements Rent or Buy It is still possible that special arrangements will be agreed for Brits to enter Spain on more favourable terms but there has not been any indication that this will be the case yet. The financial requirements for a Golden Visa are lower but it requires a capital outlay of €500,000 on property.

A single applicant for a Non-Lucrative Visa will need to demonstrate at least €27.115.20 through their account per annum ( €33,894 a year for a couple). This places more onerous requirements on those wishing to settle in Spain, particularly in terms of financial resources to demonstrate you will be able to support yourself. Thus Brits or other Non-EU citizens wishing to retire to Spain will generally need to apply for a Golden Visa or a Non-Lucrative Visa if they wish to stay long term in Spain. If you wish to stay longer than 90 days you will need to get a visa appropriate for the purposes of your stay in Spain. Your passport will be stamped on entry and exit from the Schengen zone and they will use this to monitor compliance with the 90 in 180 days rule. British citizens do not need to apply for a visa but are subject to the same rules. This allows you to visit Spain regularly but you will be subject to a maximum of 90 days in Spain in every 180 days. Where you are not planning to be resident you will of subject to the terms of a Schengen visa. The visa requirements for Brits have become more onerous now that the UK is no longer a member of the EU, but Spain is sure to remain a popular destination for British retirees, however.īrits are now subject to the same general rules as other non-EU citizens (see the article ‘ The New Rules For Brits Moving To Spain‘ for more details). Retirement abroad is increasingly popular with over one million British expats having their pension paid overseas and Spain is by far and away the most popular destination.

I have to relax now in spanish